Verdict · the IC editorial
What we actually think
Cash and short Treasuries reserves only, monthly Big-Four attestation, SEC-friendly issuer governance — the dollar primitive of choice for compliant rails.
Full editorial verdict pending — second-paragraph trade-off analysis is being finalised by the review team.
IC composite score · 6 weighted factors
How we score USD Coin
Editorial review pending. Our review team has not yet finalised all six factor scores for USD Coin. The methodology is documented at /methodology; per our editorial standards we do not publish a composite based on partial factor data.
Letter grade and grade-meaning explanation will appear once the editorial review is finalised.
Pros & cons · the honest version
What works, what doesn't
Pros
- Editorial pros pending — to be published with the next quarterly review.
Cons
- Editorial cons pending — a pros-only review is a brand violation, so this section is omitted (rather than fabricated) until the editor fills it.